Write about your approach to budgeting.
“My approach to budgeting” is the prompt. Ha, I am on social security only. I have nothing to budget. I buy necessary items, end of budgeting.
Seriously though, I struggle to decide which items I think I deserve to spend my monthly Social Security check on. I buy food mostly that is on sale. I shop at Aldi’s for some things. I look for clearance items every store I go in. I don’t eat a lot of meat. I was thinking the other day now that my monthly food stamps will be reduced what are the least expensive foods I can buy that are 100% healthy. My first thought is bananas. No other fruit or vegetable is cheaper per pound than a banana. Of course we are paying for the peel and sticker too. I wish I could compost my peels. I supposed I could if I drive my compost to my son’s house to put on his pile. I am going to try grow my own microgreens, and lettuces. I am not sure how cost effective it will be after I have to purchase seeds and account for failures. I am also going to attempt to do sprouts, but again the seed is NOT inexpensive. I have a hoard of seeds to get started though. I also need to factor in the amount of gas it would take for me to shop more often if I did not have homegrown fresh produce.
One thing that really does not fit my budget is pedicures. I however consider them “healthcare” as I can no longer take care of my own toenails. They are too tough to cut with my strength. Too precarious with my bad eyesight to use a tool to make it easier. I also can not reach the bottom of my feet to massage them. And the warm towels, I don’t have a steamer to warm my towels to a toasty soothing hug to wrap around my bottom legs. So my approach to budgeting is I think I am worth a pedicure as soon as my claws start ripping through my socks.
Also this years budgeting included both expensive 15 Geranium seeds and 4 packs of seeds at Dollar Tree for $1. The bunnies that mowed down last years wildflowers (pictured) will appreciate it.
